The argument for not delaying investments is rooted in the power of time and compounding. Since we all age and eventually die, delaying investments reduces the time available for wealth to grow. Here’s why acting sooner is crucial:

Compounding Returns – The earlier you invest, the longer your money has to grow exponentially. Even small contributions made early can outpace large investments made later.
Lost Time Can’t Be Recovered – You can always make more money, but you can’t get back lost time. Waiting means you miss years of potential growth.
Financial Security & Freedom – Investing early allows you to build wealth for retirement, emergencies, and opportunities, ensuring a better quality of life as you age.
Risk Mitigation – Starting early means you can take advantage of market fluctuations and recover from downturns over time.
Inflation Erosion – Money sitting idle loses value due to inflation. Investing helps maintain and grow purchasing power.
Legacy Building – If you plan to leave wealth for future generations, starting early maximizes what you can pass down.
In short, since life is finite, investing now ensures you make the most of your time rather than running out of it without financial security.