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1) 26 Hours of Techno-Funda Course (Everything that Shubham Knows): shorturl.at/0QbMW
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Timestamps:

00:00 – Introduction & Disclaimer
00:41 – Dashboard Walkthrough
03:16 – Key Metrics for Bank Analysis
05:44 – Understanding the Banking Cycle
06:23 – NPA: What It Is & Why It Matters
10:17 – Bank Performance Across Economic Cycles
13:10 – How Banks Make Money (Liability vs. Asset Side)
15:05 – NIM (Net Interest Margin) Explained
19:33 – NIM vs. NPA: Combining Metrics for Insights
20:41 – Book Value Growth & Stock Price Link
26:35 – Growth Slowdown: When & Why It Happens
29:34 – Cost-to-Income Ratio: Efficiency Matters
33:41 – CASA Ratio: Source of Cheap Funds
36:52 – Comparing Cost of Funds Across Banks
39:34 – Post-Demonetization CASA Spike
43:38 – ROA: The Ultimate Efficiency Metric
47:30 – Price-to-Book Ratio & Market Valuation
52:00 – Why Some Banks Deserve Premium Valuations
56:00 – ROE vs ROA: Leverage & Profitability
59:40 – Spotting Value Traps vs. Compounders
1:04:45 – Preview: Housing Finance & NBFCs
1:06:15 – Dashboard Demo: How to Use It
1:11:30 – Future Plans for Tool Development
1:13:00 – Audience Q&A Highlights
1:18:00 – Personal Market Strategy & Capital Allocation
1:24:00 – Final Summary & Key Takeaways

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In this powerful session, Shubham provides a deep-dive analysis of the Indian banking sector using a self-built dynamic dashboard. Learn how to evaluate private banks vs. PSU banks, understand critical financial ratios like NPA, ROE, NIM, CASA, and compare the historical performance of top banks like HDFC, ICICI, Axis, Kotak, Yes Bank, and IDFC.

🔥 Key takeaways:

How to analyze NPAs and their cycles

NIM trends and their link to interest rate cycles

Book value growth vs. stock price correlation

Why some banks deserve premium valuation (HDFC, Kotak)

UI & dashboard walkthrough to evaluate any bank

This podcast is a must-watch for retail investors, finance students, analysts, and anyone interested in the inner workings of Indian banks.

📂 Download the research sheet & dashboard here: [Insert Link to Google Drive]

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Financially Free is a channel dedicated to teaching how people to achieve financial freedom. The curriculum of this channel has been developed by Mr. Shubham (Creator of the course Investing: Beginner to Advance.), who become full-time investor (his portfolio grew from 0 to 20 crore in just a few years), and the Founder of GIGL - Er. Hemant Pant, who is famous for explaining difficult concepts in an easy way.

Disclaimer: Mr. Shubham and Mr. Hemant are not SEBI-registered investment advisors or research analysts. They are not registered with PFRDA or IRDA either. The content posted on this platform, in the videos, or in the live classes is purely for educational purposes and does not constitute investing or trading advice. Viewers/readers should do their own research and due diligence before investing or acting on the information presented. Some of the links we have posted in social media posts, videos, descriptions, comments, and other related resources might be affiliate links.

Jai Hind :)

Regards,
Team Financially Fr